Appraisals represent various levels of value dependening on the purpose of the appraisal. An Insurance Appraisal for instance estimates the replacement or duplication cost of a new item, in case of a loss. The most common jewelry appraisals are based on Insurance Replacement Values. Estate or Probate Appraisals represent Fair Market Value, or the price that a willing buyer our seller, would usually receive from private parties, and would likely agree upon. A Cash Value Offer is the amount you can expect to realize from your valuables, usually through a dealer, and receive immediate payment. Since most jewelry appraisals are for the Insurance Replacement Value, they are not an accurate reflection of what you would receive if you were selling. Insurance Appraisals are always substantially higher than actual cash values because “market- factors” are not a consideration, such as, age, condition and resale potential as a previously owned item.


Kamran Fine Jewelry is committed to the provision of high quality products. We believe that our customers’ transactions with us must result in a pleasant, convenient and satisfying shopping experience. We accept return of merchandise due to manufacture defects only.

If you are not happy with our product we will refund you the purchase price of the product provided we are notified and the product returned to us is in its original condition together with the invoice and packaging within 30 days of receipt by you. This guarantee is for your satisfaction with the quality of our product. It does not apply if you have changed your mind or your circumstances have changed and you no longer require the product.

Kamran Fine Jewelry reserves the right to refuse to refund to any customer the price of the product if the returned product is not in its original new and unused condition, if it is not returned within 30 days of receipt by the customer, or if we have specially made the product at the customer’s request.

If you have any questions about our satisfaction guarantee please contact us.